Milgram v. Chase Bank

So - What's my share of the Milgram v. Chase Bank class action? $12.00 of course. Why do I get $12.00? I have no idea. Something to do with accepting a balance transfer offer during the Bush administration. Some other class members get $8.00. The plaintiff, Milgram, is to get a $7,500 service award. and any funds not claimed will be donated to charity. The total expected cost to Chase is a minimum $6,000,000,000 and up to $7,800,000 if more than the anticipated awards are paid. So where will the real money go?

Attorney Fees (lodestar):
Pomerance: $159,162
Westernam: $344,113.75
Maximum attorney fee from settlement fund: $1,500,000

Do the math, then tell me who ripped who off yet again, but just like the last one, I'm going to cash the check.